Take control of your finances.
Budget with precision. Track your wealth in real time. Know exactly when you reach financial independence.
63% · 18 days left
FIRE in 12 yrs ✓
Features
Everything you need
Spending progress
See your budget pace in real time. Know your Free to Spend number daily — not just at month end when it's too late.
Balance sheet
Every asset in one table: how much each one weighs, its real return, and up-to-date prices. The spreadsheet you always wanted — without building it.
Future projections
Create scenarios to see how your wealth will grow. Model different investment strategies and life events.
Household sharing
Share finances with family members. Manage joint expenses while keeping personal ones private.
Financial independence calculator
Know exactly when you can stop depending on your paycheck, based on your income, expenses, and savings rate.
Recurring transactions
Never forget a subscription. Track all your recurring payments and see the true cost over time.
How it works
Simple to get started
Add your assets
Connect your broker or exchange, import your bank statements (CSV or Excel), or add everything by hand: stocks, crypto, real estate and more.
Track your progress
Watch your net worth grow over time. Log expenses, set budgets, and understand your spending patterns.
Plan your future
Create projections to see where you'll be in 5, 10, or 20 years. Adjust your strategy and reach your goals faster.
FAQ
Frequently asked questions
Is Daiku free?
Yes. The Free plan is free forever and includes transaction tracking, budgets, recurring expenses and multi-currency support. Daiku Pro adds wealth management, FIRE projections and integrations, with a 14-day trial — no credit card required.
Which currencies can I use?
You can manage several currencies side by side: Uruguayan pesos, US dollars, euros, Unidad Indexada (UI), pounds, Argentine and Chilean pesos and more, with rates updated daily.
Is my data safe?
Your data travels over HTTPS and is stored under strict access controls. We never sell it or use it for advertising — there are no ads in Daiku, ever.
What is FIRE and how does Daiku calculate it?
FIRE is the point where your investments cover your expenses and working becomes optional. Daiku projects when you get there based on your income, expenses and savings rate, and shows how each decision moves the date.
Can I share my finances with my partner or family?
Yes. Household sharing lets you manage joint expenses together, with roles and permissions, while everyone's personal finances stay private.