Save in dollars or in UI?
You don't have to choose. Dollars protect you from devaluation; UI protects you from inflation. With Daiku you track your savings in pesos, dollars and Indexed Units at the same time, with up-to-date rates.
Free forever · No card
Same net worth · 3 currencies
Why it matters
Dollars and UI: each hedges against something different
Dollars hedge against devaluation
When the peso loses value, your dollars hold theirs. The classic safe haven for Uruguayan savers.
UI hedges against inflation
The Indexed Unit adjusts with the cost of living. Your purchasing power doesn't melt away as prices climb.
You don't have to choose
Diversify: some in dollars, some in UI, some in pesos. Daiku shows your total in whatever currency you want.
Everything at today's rate
Pesos, dollars and UI converted with Central Bank exchange rates, updated daily.
One net worth, every currency
Keep your savings split however you like and see the total in whatever currency works best for you. Daiku converts pesos, dollars and UI with up-to-date rates, so you know how much you really have.
- Pesos, dollars, euros, UI and more
- Pick your base currency and see it all converted
- Up-to-date BCU exchange rates
- Diversify without losing sight of the total
How it works
Your savings, in every currency
Add your savings
In whatever currency they're in: pesos, dollars, UI, anything.
Daiku converts it all
With up-to-date rates, you see your total in a single currency.
Decide better
Compare how much weight each currency carries and rebalance whenever you want.
FAQ
Frequently asked questions
Should I save in dollars or in Indexed Units?
It depends on what you're hedging against. Dollars protect you from peso devaluation; UI protects you from local inflation. Many Uruguayans combine both. In Daiku you can hold and track both at the same time.
What is the Indexed Unit (UI)?
It's a unit of value that adjusts daily based on inflation in Uruguay. Saving in UI keeps your purchasing power as prices rise.
Can I see my net worth in a single currency?
Yes. Pick your base currency (pesos, dollars, UI…) and Daiku converts all your balances with up-to-date rates to show you one total.
Where do the exchange rates come from?
From Central Bank of Uruguay references, updated daily — the same ones you see on Daiku's exchange rates page.
Is it free?
Tracking your multi-currency savings is part of Daiku, with a free plan and Pro. Accounts in UI and advanced features are in Pro, with a 14-day trial and no card.